Trading Journal – Terms of Service

Effective Date: May 18, 2025

Trading Journal (the "Service") is a web application operated by Mumble Munch LLC ("Company," "we," "our," or "us") from the United States. By accessing or using the Service you ("you" or "User") agree to these Terms of Service ("Terms"). If you do not agree, do not use the Service.

1. Acceptance of Terms

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms and all applicable laws. These Terms form a binding legal agreement between you and the Company.

2. Eligibility and Account Registration

You must be at least 18 years old and capable of forming a binding contract to use the Service. When you create an account, you agree to provide accurate information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

3. Subscription Plans and Billing

The Service is offered through paid subscription plans. By selecting a plan, you authorize us to charge the payment method you provide for recurring fees, taxes, and any other charges associated with your plan. All fees are stated and charged in U.S. dollars. You may cancel at any time, but payments are non‑refundable except where required by law.

4. Acceptable Use

You agree not to:

  1. Violate any applicable law or regulation.
  2. Upload or share content that is unlawful, defamatory, or infringes intellectual property rights.
  3. Use the Service to distribute spam or malicious software.
  4. Attempt to interfere with or compromise our systems or security.
  5. Reverse engineer, decompile, or otherwise attempt to discover the source code of the Service.

We may suspend or terminate your account for violations of these Terms.

5. Intellectual Property

All rights, title, and interest in and to the Service, including software, graphics, trademarks, and content provided by us, remain with the Company and its licensors. These Terms do not grant you any right to use our trademarks, logos, or other brand features without our prior written permission.

6. User Content and License Grant

You retain ownership of the data and content you submit to the Service ("User Content"). You grant us a limited, non‑exclusive, worldwide license to host, store, display, and process your User Content solely to operate and improve the Service.

7. Privacy

Our collection and use of personal data is described in our Privacy Policy. By using the Service, you consent to the practices outlined there.

8. Disclaimers

The Service and all materials are provided "as is" and "as available" without warranties of any kind, express or implied, including fitness for a particular purpose and non‑infringement. We do not warrant that the Service will be uninterrupted, secure, or error‑free, or that data will be preserved without loss.

9. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of the Service, (b) any conduct or content of any third party, or (c) unauthorized access, use, or alteration of your data.

10. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney fees) arising from your use of the Service or violation of these Terms.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any violation of these Terms or if we discontinue the Service. Upon termination, your right to use the Service will immediately cease. Sections that by their nature should survive termination shall survive.

12. Governing Law and Venue

These Terms are governed by the laws of the State of Idaho, USA, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in Ada County, Idaho. You consent to the jurisdiction and venue of those courts.

13. Changes to Terms

We may update these Terms from time to time. If a revision is material, we will provide notice by email or by posting on the Service at least 15 days before the changes take effect. Continued use of the Service after the effective date constitutes acceptance of the revised Terms.

14. Contact Information

For any questions about these Terms, please contact us at: help@tradingjourn.al.